former novartis exec to lead cambridge diabetes startup semma .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
"we have to thank the coroner and his office for the work they have done. they have clearly listened to all of the evidence and came to the conclusion the family had all along. .
robert, from los angeles, had four children from a previous marriage when he met helen through friends in the early 1960s. .