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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
aubrey: but with two young children and a busy schedule, she's come to appreciate the frozen food aisle. .
�now we know the astonishing truth that some patients are waiting a year or more just to get treatment. it�s simply not good enough.� .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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