scottish widows pays ?4m a week on life and ci claims .
mitchell: i think frozen is great because sometimes with fresh food, it goes bad. .
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later, after robert and other family members said their final goodbyes, hospital workers started wheeling helen out of the room. .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .
mitchell: i think frozen is great because sometimes with fresh food, it goes bad. .
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