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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
it’s well established that elite athletes have a longer life expectancy than the general public. a recent .
he let it ring and ring. "aren't you going to answer it?" his wife asked. "no, i know what's on the other line," olczyk said. .