. . . . .scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. http://lm360.us/Mellor-mother-of-Vallejos-from-Gstaad?Classenne=83 .the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe. . / .© 2012-2018 global poverty project, inc all rights reserved . .it’s well established that elite athletes have a longer life expectancy than the general public. a recent . . .