on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
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mr mcgurgan said that mrs cavanagh "died alone" after suffering a terminal collapse and fell from her bed while "the cot sides were down".
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"the treatment of our family and the behaviour of the western trust has been disgraceful, they should be ashamed of themselves.
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