on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
mactavish-west: you could take fresh vegetables, and you put them in the fridge maybe for up to a week. they'll just continue to decline in most cases. .
at the end of the video, helen spoke in an audio clip. it was her leaving a recent voice message for one of her grandsons. .
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