of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
"[the chipmuck and mice] come up close to peoples decks, yards, running around and that's the way the ticks can be invited in", she said. .
"we have to thank the coroner and his office for the work they have done. they have clearly listened to all of the evidence and came to the conclusion the family had all along. .
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