letter exposes 22 lab animal deaths at uc berkeley from 2015 to 2017 . . .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
the publication�s purpose is to be a "force for good and a platform for much needed change and to generate critical debate". . .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
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