of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.
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the news highlighted another factor in the chinese threat: regardless of the different regulatory framework, many researchers think the data they report is valid.
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"there may be subtle differences (between animals and humans) that we don't know about," klein said.
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., and bones, and it�s not clear how the drugs will affect them after long-term use.
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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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