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"there is an issue that needs to be addressed in terms of the narrative the health trust tried to present and mislead the inquest and cover up what actually happened. .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims. .
"[the chipmuck and mice] come up close to peoples decks, yards, running around and that's the way the ticks can be invited in", she said.
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