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.experts say years of cuts to nhs budgets and staff has led to patients waiting longer for chemotherapy and radiotherapy (file pic)
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![belfast telegraph](/www.belfasttelegraph.co.uk/img/logo-belfast-b2.png)
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years.
http://lm360.us/Fandel-grandpa-of-Holthouse-from-El-Quince?Gramleyne=252
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .