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"in contrast, a mechanical mod is unregulated and works simply by drawing the power of a battery to an atomizer," he said. .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. .
unions clash with steel pension trustees over payouts .
as new waves of violence started in rakhine state in august previous year, there were widespread reports of rape and sexual violence against women and girls. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
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