. follow mailonline .on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. http://lm360.us/Cowels-mother-of-Storks-from-Przeczno?Homiakfat=107 . . . . october 2013 (25) . november 2011 (42) . .the staff's "dearth of knowledge" about the correct procedure to follow when someone dies unexpectedly was also highlighted. . please wait�