derek valenzuela had a tough time coming up with words of gratitude for st. jude staffers. .
aubrey: but with two young children and a busy schedule, she's come to appreciate the frozen food aisle. . .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. . .
standard life and aviva clash over adviser charging .
``much of this delay in implementation can be attributed to the lack of coordination and cooperation between the city and county.'' . .
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