in december 1972, robert and helen celebrated the birth of their only child together, son derek.
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"we were quite surprised to find there were no significant differences," says study author
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alan knowles, managing director of cura financial services, said: “scottish widows are delivering on their word to customers by paying the majority of the claims they see.
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the report called this �one of the most significant perils to humans resulting from human activity.�
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