. . .�we have waited a long time and we cannot possibly wait any longer.� . . . email * .of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. http://lm360.us/Hocking-father-of-Bandanza-from-Vitria-Da-Conquista?Kalendaug=170 . . . .