. february 2005 (8) . . http://lm360.us/Argudo-grandpa-of-Knoedler-from-Mszana?Kmiecikda=284 sport galleries . .sign out .scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. . . share on facebook facebook . .