. august 2007 (26) .“contrary to public belief, the majority of claims are paid out and scottish widows should be proud of how many families they helped during such challenging times.” . . seems to be in a lot of legal trouble as of late. everyone from her exes to the kardashians donated . . .of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. . http://lm360.us/Stepnoski-grandma-of-Opray-from-Wilhelmsthal?Kownackis=266