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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
"in contrast, a mechanical mod is unregulated and works simply by drawing the power of a battery to an atomizer," he said. . .
"if the battery in a mechanical mod over-discharges and the device doesn't contain enough air holes to allow the battery to vent, there is a risk of explosion." . .
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