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"smoking and drinking � giving these kids a little bit longer to make good decisions in their lives � i'm all for that," bruschi said. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
the financial times and its journalism are subject to a self-regulation regime under the ft editorial code of practice: .
the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims. .
to ensure conscientious dialogue we have implemented a strict no-bullying policy. to participate, you must follow our .
fda commissioner: it�s not a secret, sir. many experts know about it. . .