twins treated for genetic disorder in the womb .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . .
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the youngest adult claimant was aged 21, and the eldest aged 79. the age of the youngest children's claim was 8.2 months. .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . .
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