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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .; author, dr. barbara starfield, revered public health expert at the johns hopkins school of public health; �is us health really the best in the world?� .
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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.
. new research shows a growing number of young people are thinking about taking their own lives, and the study suggests school stress may play a role.
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