© telegraph media group limited 2018
the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says.
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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
it also recommends building more secure restrooms and hand-washing stations in areas where homeless people congregate. . . .
derek and his wife, michelle, have three boys, ages 11, 16 and 17. .
the data also revealed 66% of trusts who replied had at least one cancer patient forced to wait over six months to start treatment, and 69% had a worse longest wait than in 2010.
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. © telegraph media group limited 2018 the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says.