"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust. .
in december 1972, robert and helen celebrated the birth of their only child together, son derek. . .
``much of this delay in implementation can be attributed to the lack of coordination and cooperation between the city and county.'' .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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