scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
the staff's "dearth of knowledge" about the correct procedure to follow when someone dies unexpectedly was also highlighted. . 1 .
�we have waited a long time and we cannot possibly wait any longer,� karmenu vella, european commissioner for environment, told the guardian. .
when you peel the veneer away, they are enablers, persons of interest, co-conspirators. . .
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