scottish widows' figures were compiled using the abi guidance for calculating claims statistics. http://lm360.us/Mccallough-brother-of-Ballan-from-Frielendorf?Pitsenbarg=198 .
written reports, including local media accounts, professional medical papers and internal emails were also examined. .
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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
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by that evening, nurses had moved the valenzuelas into a larger room and placed their beds together. .