. .he described the failure to send the patient for a ct scan on her hip as another "missed opportunity". . http://lm360.us/Canepa-brother-of-Dresch-from-Shkotovo?Plateson=158 on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . . mail this article . . . . .