. . . . .scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. http://lm360.us/Puthoff-neighbour-of-Ballowe-from-Kielce?Rackogran=153 . . .i know major media won�t investigate medically-caused death numbers, because i�ve published reports for years, and i�ve contacted news people with the facts; and nothing happens. . . . .'indian ip and liabilities law barrier to pharma r&d investment' .