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. on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
elizabeth loder, md, professor of neurology, harvard medical school; chief, division of headache, brigham & women's hospital. .
the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe. .
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