. editor's six of the best . . . . september 2011 (18) . . http://lm360.us/Jondrow-neighbour-of-Sowell-from-Foxrock?Rinaldiss=187 add your comments .newsletter . september 2008 (25) . . .of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. . loading more comments .ori - ???? .