on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
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fda commissioner: it�s not a secret, sir. many experts know about it.
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. belfast sex slave: 'if i asked for food i was beaten, if i tried to sleep i was raped'
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. scottish widows' figures were compiled using the abi guidance for calculating claims statistics.
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
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