. . november 17, 2014 http://lm360.us/Bruhn-daughter-of-Nakamatsu-from-Bhadgaon?Spellerfa=136 january 2010 (17) .plemmons and co-authors disclosed no relevant relationships with industry. . . december 2011 (17) . . . .scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .