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the uk�s initial plan had been challenged in court by the .
phil lempert: it's affordability. it's convenience. it's not having a lot of waste. people are more concerned about waste than ever before.
. the media are there to give credibility to society and its structures. that�s why they�re called �major� instead of �minor.�
. scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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