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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
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but shocking figures uncovered by labour yesterday show some patients are suffering agonising waits of as many as 541 days to begin treatment. .
in december 1972, robert and helen celebrated the birth of their only child together, son derek. .
the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims. .
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