"this should not have happened and should never be allowed to happen again to another vulnerable person or their family. .
in december 1972, robert and helen celebrated the birth of their only child together, son derek.
. refrain from posting comments that are obscene, defamatory or inflammatory, and do not indulge in personal attacks, name calling or inciting hatred against any community.
. the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.
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