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the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe. .
of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
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![exploding e-cigarette killed florida man, coroner says](/img.jakpost.net/c/2017/09/26/2017_09_26_33073_1506394574._large.jpg)
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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years.
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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