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.scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says. .
lea ament, left, and tamara nunley talk about the care their team provided for helen and robert valenzuela at st. jude medical center in fullerton. (scott smeltzer / staff photographer)
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"[the chipmuck and mice] come up close to peoples decks, yards, running around and that's the way the ticks can be invited in", she said. .
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