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"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust. .
"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust. .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. .
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