the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers. .
stephen silberstein, md, director, jefferson university headache center. .
derek and his wife, michelle, have three boys, ages 11, 16 and 17. .
�long delays can put people under incredible stress at an already difficult time and could also mean that someone�s health could take a turn for the worse. . .