scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
"smoking and drinking � giving these kids a little bit longer to make good decisions in their lives � i'm all for that," bruschi said.
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the news highlighted another factor in the chinese threat: regardless of the different regulatory framework, many researchers think the data they report is valid. .