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executive director of saen michael budkie made these reports public in a letter addressed to chancellor carol christ on wednesday . .
the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.
. on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.
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