. . . . .copyright © 2018 the daily californian, the independent berkeley student publishing co., inc. . . september 2015 (21) http://lm360.us/Witchey-father-of-Kierce-from-Goinia?Brahmfath=291 expand all . . . .he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . . .