.'indian ip and liabilities law barrier to pharma r&d investment' . . .register . march 2008 (21) . march 2013 (20) .yet these drugs are not a "home run," says elizabeth loder, md, a professor of neurology at harvard medical school and chief of the division of headache at brigham & women's hospital. .the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.