on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
mactavish-west: you could take fresh vegetables, and you put them in the fridge maybe for up to a week. they'll just continue to decline in most cases. .
"in contrast, a mechanical mod is unregulated and works simply by drawing the power of a battery to an atomizer," he said. .