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scottish widows pays ?4m a week on life and ci claims .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. .
when his patients ask how long they’ll be at the hospital with a procedure like this, he tries to manage their expectations. .
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by that evening, nurses had moved the valenzuelas into a larger room and placed their beds together. .