.scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .most recent . sign in with your facebook or google+ account . . http://lm360.us/Kuick-neighbour-of-Gramble-from-Mlinec?Ducemanfa=240 . . . . sections . the state launched a review into the newspaper�s findings in late april.