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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
�such figures underline how vital it is that the government supports the nhs to improve waiting times this year.� .
the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says. .
the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims. .