on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. .
the senate included a provision similar to cusack's bill in its omnibus health care overhaul legislation passed last november, according to sen. . .