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shocking figures uncovered by labour show some patients are suffering agonising waits of as many as 541 days to begin treatment .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .738, may 18, 2018 (eat), .
"she was our mother, the anchor and heartbeat to our family," derek said. "(she) would spread her love and dedication like a small hummingbird." .